We have the depth of resources and expertise to meet all of the Bank’s current and future needs.
At Campbell & Associates, Inc., we believe the strength of our firm lies in our technical and industry experience.
Each of our banking experts has many years of experience in bank operations, audit and other specialty areas. The appropriate staff personnel are assigned to each scheduled review based upon whose expertise in that particular area will provide the level of knowledge and experience expected for that review.
We have gathered our key principals’ resumes, and encourage you to review them. Please scroll down, or click on a name below to go directly to that person’s resume.
Jon B. Campbell, CPA
President
Mr. Campbell has been providing financial audit, internal audit outsourcing, loan review, and management consulting services to financial institutions for over 20 years. Previous financial institution audit experience includes manager level responsibilities for audits of SEC registered bank holding companies and community banks.
His expertise includes:
- Developed risk-based internal audit plans delivered as an outsourced solution for over 250 community banks in Florida ranging in asset size from de novo to multi-billion dollar institutions;
- Managed credit quality reviews to evaluate risk grading systems including credit administration enhancements and determination of the adequacy of the Bank’s ALLL calculation;
- Performed and managed IT control environment assessments and information security (GLBA) reviews;
- Directed due diligence reviews for potential acquisitions involving financial institutions;
- Assessment of interest rate risk management and investment portfolio management programs;
- Presentations to Audit Committees and Bank Trade Associations regarding risk-based audit programs and Corporate Governance responsibilities.
Kimberly Rossa Ascolese
Senior Associate
Ms. Rossa Ascolese has been providing operational, internal audit, and compliance management to financial institutions since 1996.
Her expertise includes:
- Performed operational and compliance audits for branch operations, deposit operations, deposit compliance, NACHA compliance, Bank Secrecy Act compliance, wire transfer operations, and payroll administration for community banks throughout Florida;
- Developed training program for new hires and coordinated continuing education and development for all staff members;
- Provided assistance on Sarbanes-Oxley compliance projects in documenting and testing identified key internal controls.
Shirley Besch
Senior Associate
Ms. Besch has over 26 years experience in the financial services industry working in various facets of banking, primarily audit, operational support and branch management. She has worked as an internal auditor with national bank holding companies since 1987, including 2 years as state audit supervisor.
Her expertise includes:
- Member of senior internal audit team for a large national banking institution;
- Performed operational audits of all functional areas for a large national bank and savings and loan;
- Conducted comprehensive investigations of account holder and employee fraud working with internal bank security and local and national law enforcement agencies;
- Assisted in the performance of due diligence reviews for potential acquisitions involving financial institutions;
- Developed and presented training material regarding audit programs and operational compliance with bank policy to bank senior management and bank associates.
George Boucher
Senior Associate
Mr. Boucher has 30 years experience in the financial services industry, having held positions in banking, and consulting. Previous financial institution experience includes manager responsibilities for audit and operational functions of community banks.
His expertise includes:
- Senior Compliance Auditor for a New England based bank risk management and audit consulting firm;
- Compliance Officer for $3 billion publicly held multi-branch community bank; responsible for the compliance program, including auditing, research and training functions;
- Audit Manager for several New England based community banks; responsible for the implementation of risk-based internal audit programs for both bank and trust functions;
- Operations Manager for several multi-branch community banks.
Maureen K. Busch, CPA, CRCM
Internal Audit/Regulatory Compliance Services Manager
Ms. Busch has been providing accounting, internal audit and compliance management to financial institutions since 1991. Previous financial institution audit experience includes manager level responsibilities for audits of community banks.
Her expertise includes:
- Risk Management Manager for $700 million, 4-bank, Financial Holding Company – Responsible for all facets of internal audit: Loan Review, Operational Audits, Compliance Audits and Information Technology Audits;
- Compliance Officer for $500-million publicly held multi-branch community bank and $30 million community bank subsidiary of $17 billion publicly held Bank Holding Company. Responsible for the compliance program including oversight, research, dissemination and analysis of new or revised laws, rules and regulations; development and delivery of Bank-wide compliance training across all levels;
- Presentations to various audiences (Board of Directors, Professional and University level) regarding Risk Management, Compliance, Corporate Governance and the Bank Secrecy Act.
Elizabeth Frederick
Senior Associate
Ms. Frederick has been providing operational, internal audit and compliance management to financial institutions since 1984.
Her expertise includes:
- Coordinated and performed compliance audits for a large community banking institution;
- Created and implemented a compliance and branch security certification system applied throughout a large community banking institution’s branch network;
- Member of senior internal audit team for a large community banking institution;
- Established operational policies and procedures for a de novo banking institution.
Fred Hudson
Senior Associate
Mr. Hudson has been providing corporate risk review, operational management and internal audit review to financial institutions for approximately 30 years.
His expertise includes:
- Coordinated and performed corporate risk/loan reviews for numerous lending units and credit products for a multi-bank holding company throughout the continental United States;
- Successful track record in all phases of banks fiscal operating systems management;
- Member of senior internal audit team for a large community banking institution;
- Initiated and performed due diligence examinations on loan portfolios of financial institutions targeted for acquisition to assess asset quality and potential loss.
Pamela Larson
Audit Manager
Ms. Larson has been providing operational management and internal audit review services to financial institutions for approximately 35 years. Previous financial institution experience serving in a senior management capacity as Senior Vice President over deposit and loan operations.
Her expertise includes:
- Performance of technical and quality control review of internal audit reports to include the coordination of timely delivery of audit reports;
- Coordinated and performed internal audit reviews delivered as an outsourced solution for numerous community banks in Florida;
- Initiated and implemented accounting, deposit, teller and loan operations procedures and policies;
- Established and maintained the bank’s accounting system; general ledger, fixed assets, prepaid expenses, accounts payable functions;
- Established and maintained the bank’s system product plans and parameters.
Daniel Laughon
Audit Manager
Mr. Laughon has over 30 years of experience in internal auditing in the financial services industry at both community banking and regional bank holding companies. His background covers all areas of financial accounting/auditing, internal controls, loss prevention and risk management.
His expertise includes:
- Managed a multi-state, regional audit department of a $52 billion bank holding company;
- Developed and directed risk-based audit plan covering banking operations and regulatory compliance;
- Participated in Sarbanes-Oxley compliance project and directed the documentation and evaluation of internal controls;
- Conducted due diligence reviews on acquisition candidates;
- Presentations to Audit Committees at bank and holding company level.
Maggie McNally
Senior Associate
Ms. McNally has been providing internal audit and compliance management to financial institutions for over 25 years.
Her expertise includes:
- Performed operational and compliance related audits for community banks in Indiana and Kentucky;
- Providing consulting services in the areas of the Bank Secrecy Act and Home Mortgage Disclosure Act to community banking institution;
- Responsible for front-line and back-room operations of two de novo banks.
Francisco Monteagudo, CRCM, CBA, CFSA, CFE
Senior Audit Manager
Mr. Monteagudo has been providing internal audit and compliance management to financial institutions for 24 years. Previous financial institution audit and compliance experience includes senior management level responsibilities for local and international banks.
His expertise includes:
- Directed a leading global payments company’s internal control and compliance activities for private banking, trade finance, and correspondent banking;
- Managed global business, audit, and compliance projects for a leading global payments company, including the implementation of two anti-money laundering software systems;
- Engaged to establish and successfully managed two corrective action programs in response to regulatory supervisory actions.
Brian Morrissey
Associate
Mr. Morrissey has been providing internal audit services in the financial services industry since 2001. His background covers all areas of accounting/auditing, internal controls, and risk management.
His expertise includes:
- Reviewed, analyzed, and appraised the adequacy and effectiveness of internal control systems through the performance of financial and operational audits for a large holding company;
- Performed risk assessments of various business areas within the bank;
- Participated in Sarbanes-Oxley compliance project;
- Planned and performed audits for a large commercial bank;
- Presented audit findings to Audit Committees at bank and holding company level.
Betsy G. Nixon, CPA
Audit Services Manager
Ms. Nixon has been involved with the financial services industry for over 25 years as a banker, auditor, consultant and examiner.
Her expertise includes:
- Coordinated all aspects of internal and external audits as well as regulatory examinations for a large community bank;
- Performed compliance and operational audits for a large community bank;
- Established and implemented a compliance program for a regional community bank;
- Performed compliance and safety and soundness examinations.
Jason True
Senior Associate
Mr. True has approximately 10 years of experience in the financial services industry.
His expertise includes:
- Managing the Credit Administration Department for a de novo banking institution.
- Acting as Bank liaison for external loan credit quality review as well as for State and Federal Safety and Soundness Examinations.
- Management duties in the areas of loan production, credit underwriting, credit analysis, closing and loan portfolio risk management for two community banks.
